Helsinki vs Munich - Cost of Living Comparison

Updated: March 02, 2025

	Helsinki	Munich
🚶 Cost of living one person	$1816	$2201
👨‍👩‍👧‍👦 Cost of living Family	$4167	$5311
🏠 One person rent	$918	$1313
🏘️ Family rent	$1517	$2479
🍽️ Food expenses	$580	$524
🚐 Transport expenses	$155	$211
💳 Monthly salary after tax	$3006	$3560
😷 Air quality	Excellent	Excellent
✈️ Airport proximity	16 km	23 km
🎓 Higher education	78	90
😀 Quality of life	95	93
🏙️ Population	676K	1.51M

The cost of living in Helsinki is 18% less expensive than in Munich. Cities ranked 2353rd and 1352nd ($1816 vs $2201) in the list of the most expensive cities in the world and ranked 2nd and 1st in Finland and Germany, respectively. Check Finland vs Germany comparison.

The average after-tax salary is enough to cover living expenses for 1.7 months in Helsinki compared to 1.6 months in Munich. Helsinki ranked 1st best city to live in Finland vs Munich ranked 8th in Germany, while ranked 26th and 54th among best cities to live in the world.

Salary adjustment calculator
the estimated difference in money purchasing power

Cost of living in Helsinki vs Munich infographic

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<img src="https://livingcost.org/assets/photo/cost/helsinki/munich.jpg" alt="Cost of living in Helsinki vs Munich infographic" style="max-width: 100%; height: auto;"><p>Source: <a href="https://livingcost.org/cost/helsinki/munich" target="_blank">Helsinki vs Munich - Cost of Living Comparison</a></p>

Prices in Helsinki vs Munich

Prices for goods and services in Helsinki and Munich are partly crowdsourced by our visitors, just like yourself. Please consider telling us about your city.

	Helsinki	Munich
Eating Out
🍱 Lunch Menu	$14.7	$16.2
🥂 Dinner in a Restaurant, for 2	$79.4	$69.1
🥪 Fast food meal, equiv. McDonald's	$12	$12.6
🍻 Beer in a Pub, 0.5 L or 16 fl oz	$8.29	$4.92
☕ Cappuccino	$4.73	$4.32
🥤 Pepsi / Coke, 0.5 L or 16.9 fl oz	$2.88	$3.69
Rent & Utilities
🏙️ 1 bedroom apartment in Downtown, 40 m2 or 430 ft2	$980	$1323
🏡 Cheap 1 bedroom apartment, 40 m2 or 430 ft2	$796	$1006
🏙️ 3 bedroom apartment in Downtown, 80 m2 or 860 ft2	$1796	$2618
🏡 Cheap 3 bedroom apartment, 80 m2 or 860 ft2	$1297	$2005
🔌 Utility Bill one person, electricity, heating, water, etc.	$64.9	$205
🔌 Utility Bill for a Family, electricity, heating, water, etc.	$99.4	$313
🌐 Internet plan, 50 Mbps+ 1 month unlimited	$20.8	$38.8
🏦 Mortgage Interest Rate for 20 Years	4.1%	3.97%
🏙️ Apartment price to Buy in city Center, 1 m2 or 10 ft2	$8076	$12224
🏡 House price to Buy in Suburbs, 1 m2 or 10 ft2	$4860	$8488
Transportation
🚌 Local transport ticket	$3.1	$4.1
🎟️ Monthly ticket local transport	$70	$59.5
🚕 Taxi Ride, 8 km or 5 mi	$21.3	$24.8
⛽ Gas / Petrol, 1 L or 0.26 gal	$1.93	$1.85
Groceries
🥛 Milk, 1 L or 1 qt	$1.38	$1.36
🍞 Bread, 0.5 kg or 1.1 lb	$2.62	$2.12
🍚 Rice, 1 kg or 2.2 lb	$2.53	$2.7
🥚 Eggs, x12	$3.66	$3.7
🧀 Cheese, 1 kg or 2.2 lb	$9.1	$14.8
🐔 Chicken Breast, 1 kg or 2.2 lb	$13.5	$11.7
🥩 Round Steak, 1 kg or 2.2 lb	$20.5	$18.9
🍏 Apples, 1 kg or 2.2 lb	$2.42	$2.88
🍌 Banana, 1 kg or 2.2 lb	$1.98	$1.86
🍊 Oranges, 1 kg or 2.2 lb	$2.31	$2.53
🍅 Tomato, 1 kg or 2.2 lb	$3.94	$3.62
🥔 Potato, 1 kg or 2.2 lb	$1.27	$1.85
🧅 Onion, 1 kg or 2.2 lb	$1.88	$1.56
🌊 Water, 1 L or 1 qt	$1.24	$0.57
🍹 Coca-Cola / Pepsi, 2 L or 67.6 fl oz	$2.88	$1.83
🍾 Wine (mid-priced), 750 mL bottle	$15	$6.83
🍺 Beer, 0.5 L or 16 fl oz	$3.05	$1.1
🚬 Cigarette pack	$11.1	$9.08
💊 Cold medicince, 1 week	$11.7	$8.17
🧴 Hair Shampoo	$3.2	$3.34
🧻 Toilet paper, 4 rolls	$1.75	$1.92
👄 Toothpaste, 1 tube	$2.14	$1.42
Other
🏋️ Gym Membership, 1 month	$45.2	$52.2
🎫 Cinema Ticket, 1 person	$18.2	$13.5
👩‍⚕️ Doctor's visit	$79.4	$73.1
💇 Haircut, simple	$19.8	$22.5
👖 Brand Jeans	$97.3	$92.9
👟 Brand Sneakers	$96.8	$97.9
👶 Daycare or Preschool, 1 month	$345	$953
🏫 International Primary School, 1 year	$9361	$14702

Cost of living in other countries

Cost of living

$349

$907

$6.64K

Cost of Living in the nearest cities

Cities near Helsinki

Distance	City	Cost of living
15 km or 9.2 mi	Vantaa	$1671
16 km or 9.7 mi	Espoo	$1879
26 km or 16 mi	Tuusula	$1509
27 km or 17 mi	Kerava	$1486
29 km or 18 mi	Kirkkonummi	$1509
33 km or 21 mi	Nurmijarvi	$1479
34 km or 21 mi	Jarvenpaa	$1533
47 km or 29 mi	Porvoo	$1327
49 km or 30 mi	Lohja	$1220
51 km or 32 mi	Hyvinkaa	$1323
63 km or 39 mi	Riihimaki	$1443
78 km or 48 mi	Maardu	$1219
83 km or 51 mi	Tallinn	$1414
86 km or 53 mi	Raseborg	$1441
96 km or 59 mi	Hameenlinna	$1309
98 km or 61 mi	Lahti	$1398
102 km or 63 mi	Salo	$1396
115 km or 72 mi	Kotka	$1286
122 km or 76 mi	Rakvere	$899
124 km or 77 mi	Kouvola	$1355
131 km or 81 mi	Valkeakoski	$1544
132 km or 82 mi	Hamina	$1329
143 km or 89 mi	Kaarina	$1450
150 km or 93 mi	Turku	$1495
156 km or 97 mi	Raisio	$1450
157 km or 98 mi	Kohtla-Jarve	$973
160 km or 100 mi	Tampere	$1464
164 km or 102 mi	Nokia	$1432
169 km or 105 mi	Ylojarvi	$1426
170 km or 106 mi	Sastamala	$1391
181 km or 113 mi	Sillamae	$952
188 km or 117 mi	Jamsa	$1394
201 km or 125 mi	Parnu	$1064
203 km or 126 mi	Lappeenranta	$1295
203 km or 126 mi	Narva	$953
205 km or 127 mi	Viljandi	$933
210 km or 131 mi	Mikkeli	$1308
214 km or 133 mi	Rauma	$1254
224 km or 139 mi	Pori	$1239
224 km or 139 mi	Tartu	$1045

Cities near Munich

Distance	City	Cost of living
16 km or 9.6 mi	Germering	$1789
16 km or 10 mi	Unterschleiheim	$1746
17 km or 10 mi	Puchheim	$1772
17 km or 11 mi	Dachau	$1755
20 km or 13 mi	Olching	$1730
23 km or 15 mi	Starnberg	$1727
24 km or 15 mi	Furstenfeldbruck	$1711
31 km or 19 mi	Erding	$1631
31 km or 19 mi	Geretsried	$1679
32 km or 20 mi	Freising	$1611
44 km or 28 mi	Pfaffenhofen an der Ilm	$1568
47 km or 29 mi	Weilheim in Oberbayern	$1700
48 km or 30 mi	Aichach	$1613
50 km or 31 mi	Friedberg	$1644
52 km or 32 mi	Rosenheim	$1164
53 km or 33 mi	Konigsbrunn	$1638
53 km or 33 mi	Landsberg am Lech	$1637
57 km or 35 mi	Augsburg	$1728
61 km or 38 mi	Gersthofen	$1644
62 km or 38 mi	Landshut	$1569
62 km or 38 mi	Waldkraiburg	$1541
62 km or 39 mi	Neusa	$1645
71 km or 44 mi	Ingolstadt	$1465
71 km or 44 mi	Muhldorf	$1537
72 km or 45 mi	Neuburg an der Donau	$1508
76 km or 48 mi	Kaufbeuren	$1698
77 km or 48 mi	Traunreut	$1517
80 km or 50 mi	Garmisch-Partenkirchen	$1911
85 km or 53 mi	Traunstein	$1540
87 km or 54 mi	Donauworth	$1544
98 km or 61 mi	Innsbruck	$1636
103 km or 64 mi	Gunzburg	$1538
104 km or 65 mi	Kempten	$1502
105 km or 65 mi	Regensburg	$1627
105 km or 65 mi	Memmingen	$1565
110 km or 69 mi	Straubing	$1522
112 km or 70 mi	Nordlingen	$1509
114 km or 71 mi	Senden	$1516
116 km or 72 mi	Salzburg	$1672
119 km or 74 mi	Sonthofen	$1560