Indianapolis vs New York City - Cost of Living Comparison

Updated: June 21, 2026

	Indianapolis	New York City
🚶 Cost of living one person	$2405	$4202
👨‍👩‍👧‍👦 Cost of living Family	$5527	$9189
🏠 One person rent	$1478	$2718
🏘️ Family rent	$2331	$4417
🍽️ Food expenses	$647	$842
🚐 Transport expenses	$124	$400
💳 Monthly salary after tax	$4390	$5389
😷 Air quality	Excellent	Excellent
✈️ Airport proximity	13 km	13 km
🎓 Higher education	70	100
😀 Quality of life	89	95
🏙️ Population	888K	8.8M

The cost of living in Indianapolis is 43% less expensive than in New York City. Cities ranked 1079th and 4th ($2405 vs $4202) in the list of the most expensive cities in the world and ranked 928th and 1st in the United States.

The average after-tax salary is enough to cover living expenses for 1.8 months in Indianapolis compared to 1.3 months in New York City. Ranked 63rd vs 2nd best cities to live in the United States, and 237th vs 15th among the best cities to live in the world.

Salary adjustment calculator
the estimated difference in money purchasing power

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Prices in Indianapolis vs New York City

Prices for goods and services in Indianapolis and New York City are partly crowdsourced by our visitors, just like yourself. Please consider telling us about your city.

	Indianapolis	New York City
Eating Out
🍱 Lunch Menu	$20.1	$22.6
🥂 Dinner in a Restaurant, for 2	$74.1	$90
🥪 Fast food meal, equiv. McDonald's	$11.5	$13.4
🍻 Beer in a Pub, 0.5 L or 16 fl oz	$6.99	$8.3
☕ Cappuccino	$5.76	$6.22
🥤 Pepsi / Coke, 0.5 L or 16.9 fl oz	$3.22	$3.28
Rent & Utilities
🏙️ 1 bedroom apartment in Downtown, 40 m2 or 430 ft2	$1535	$3692
🏡 Cheap 1 bedroom apartment, 40 m2 or 430 ft2	$1207	$2206
🏙️ 3 bedroom apartment in Downtown, 80 m2 or 860 ft2	$2597	$5140
🏡 Cheap 3 bedroom apartment, 80 m2 or 860 ft2	$1915	$3874
🔌 Utility Bill one person, electricity, heating, water, etc.	$141	$144
🔌 Utility Bill for a Family, electricity, heating, water, etc.	$216	$218
🌐 Internet plan, 50 Mbps+ 1 month unlimited	$63.9	$70.6
🏦 Mortgage Interest Rate for 20 Years	6.15%	6.31%
🏙️ Apartment price to Buy in city Center, 1 m2 or 10 ft2	$2599	$18073
🏡 House price to Buy in Suburbs, 1 m2 or 10 ft2	$1872	$7831
Transportation
🚌 Local transport ticket	$1.74	$3.01
🎟️ Monthly ticket local transport	$60.4	$138
🚕 Taxi Ride, 8 km or 5 mi	$15.7	$27
⛽ Gas / Petrol, 1 L or 0.26 gal	$0.89	$1.02
Groceries
🥛 Milk, 1 L or 1 qt	$0.84	$1.44
🍞 Bread, 0.5 kg or 1.1 lb	$3.07	$4.07
🍚 Rice, 1 kg or 2.2 lb	$4.75	$5.67
🥚 Eggs, x12	$3.89	$6.75
🧀 Cheese, 1 kg or 2.2 lb	$12.5	$16.6
🐔 Chicken Breast, 1 kg or 2.2 lb	$12.5	$14.6
🥩 Round Steak, 1 kg or 2.2 lb	$16.9	$18.5
🍏 Apples, 1 kg or 2.2 lb	$5.22	$6.3
🍌 Banana, 1 kg or 2.2 lb	$1.56	$2.24
🍊 Oranges, 1 kg or 2.2 lb	$4.86	$5.79
🍅 Tomato, 1 kg or 2.2 lb	$4.26	$6.72
🥔 Potato, 1 kg or 2.2 lb	$2.45	$3.21
🧅 Onion, 1 kg or 2.2 lb	$2.88	$3.96
🌊 Water, 1 L or 1 qt	$1.65	$1.67
🍹 Coca-Cola / Pepsi, 2 L or 67.6 fl oz	$2.77	$3.57
🍾 Wine (mid-priced), 750 mL bottle	$15.5	$19.7
🍺 Beer, 0.5 L or 16 fl oz	$2	$4.61
🚬 Cigarette pack	$10.3	$18.5
💊 Cold medicince, 1 week	$9.27	$23.4
🧴 Hair Shampoo	$6	$14
🧻 Toilet paper, 4 rolls	$5.27	$8.02
👄 Toothpaste, 1 tube	$1.93	$2.86
Other
🏋️ Gym Membership, 1 month	$40.2	$132
🎫 Cinema Ticket, 1 person	$14.9	$21.7
👩‍⚕️ Doctor's visit	$102	$159
💇 Haircut, simple	$16.7	$40.5
👖 Brand Jeans	$57	$61.1
👟 Brand Sneakers	$110	$115
👶 Daycare or Preschool, 1 month	$1743	$2095
🏫 International Primary School, 1 year	$24177	$21713

Cost of living in other countries

Cost of living

Cost of Living in the nearest cities

Cities near Indianapolis

Distance	City	Cost of living
17 km or 11 mi	Lawrence	$2088
18 km or 11 mi	Greenwood	$1968
22 km or 14 mi	Plainfield	$2060
22 km or 14 mi	Brownsburg	$1919
23 km or 14 mi	Carmel	$2065
24 km or 15 mi	Fishers	$2035
29 km or 18 mi	Westfield	$2018
32 km or 20 mi	Franklin	$2045
33 km or 21 mi	Greenfield	$1860
33 km or 21 mi	Noblesville	$1974
55 km or 34 mi	Anderson	$1706
65 km or 41 mi	Columbus	$1813
75 km or 46 mi	Bloomington	$2100
79 km or 49 mi	Kokomo	$1722
81 km or 50 mi	Muncie	$1508
95 km or 59 mi	Lafayette	$2006
96 km or 60 mi	Marion	$1868
99 km or 61 mi	West Lafayette	$1913
108 km or 67 mi	Richmond	$1877
111 km or 69 mi	Terre Haute	$1575
124 km or 77 mi	Oxford	$1913
132 km or 82 mi	Danville	$1967
143 km or 89 mi	Hamilton	$1984
147 km or 91 mi	Fairfield	$2002
155 km or 97 mi	Middletown	$1617
156 km or 97 mi	Florence	$1942
159 km or 99 mi	Cincinnati	$2051
160 km or 99 mi	Trotwood	$1933
162 km or 101 mi	Covington	$2392
165 km or 102 mi	Mason	$1900
165 km or 103 mi	Clarksville	$1827
166 km or 103 mi	Independence	$2126
166 km or 103 mi	New Albany	$1897
167 km or 104 mi	Dayton	$1898
168 km or 104 mi	Jeffersonville	$1746
168 km or 104 mi	Piqua	$1836
169 km or 105 mi	Troy	$1855
169 km or 105 mi	Fort Wayne	$1894
171 km or 106 mi	Lebanon	$1843
172 km or 107 mi	Kettering	$1908

Cities near New York City

Distance	City	Cost of living
11 km or 6.6 mi	Astoria	$2940
11 km or 6.8 mi	Hoboken	$3729
11 km or 7.1 mi	Jersey	$3110
13 km or 8.3 mi	Union	$3145
14 km or 8.8 mi	West New York	$2842
14 km or 8.9 mi	Bayonne	$3304
15 km or 9.6 mi	North Bergen	$2840
17 km or 10 mi	Secaucus	$2917
17 km or 11 mi	Cliffside Park	$2795
18 km or 11 mi	Kearny	$2791
20 km or 12 mi	Valley Stream	$2820
20 km or 13 mi	Fort Lee	$2821
20 km or 13 mi	Lyndhurst	$2707
22 km or 14 mi	Newark	$2797
23 km or 14 mi	Elizabeth	$2805
23 km or 14 mi	Belleville	$2545
25 km or 15 mi	Hillside	$2725
25 km or 15 mi	Long Beach	$2823
25 km or 15 mi	Nutley	$2540
25 km or 16 mi	East Orange	$2557
25 km or 16 mi	Irvington	$2665
26 km or 16 mi	Rockville Centre	$2700
26 km or 16 mi	Linden	$2791
26 km or 16 mi	Hackensack	$2692
26 km or 16 mi	Bloomfield	$2485
26 km or 16 mi	Teaneck	$2697
26 km or 16 mi	Carteret	$2775
26 km or 16 mi	Passaic	$2614
27 km or 17 mi	Roselle	$2779
27 km or 17 mi	Hempstead	$2710
28 km or 17 mi	Union Township	$2729
28 km or 18 mi	Clifton	$2669
28 km or 18 mi	Maplewood	$2634
29 km or 18 mi	Montclair	$2450
29 km or 18 mi	Bergenfield	$2713
29 km or 18 mi	Mount Vernon	$2863
30 km or 18 mi	Rahway	$2762
30 km or 18 mi	Uniondale	$2694
30 km or 18 mi	West Orange	$2488
30 km or 18 mi	New Rochelle	$3192